I am a 30 yr old single mother of 2. I am in a major financial bind. I am in debt around $30,000 and have no way out. My kids and I struggle each day to the essentials we need. My husband passed away a few years ago and mine is the only income. I have had to take out loans just to get by and now they are catching up to me. I am working toward my BA degree in Healthcare Administration to hopefully get a better paying job. Daycare is expensive and if I don't have daycare, I cannot work. If there is anyone out there who can help, it would be greatly appreciated by myself and my kids.